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Chandler, Ocotillo and Gilbert Information:

  • About Chandler - Moving to Chandler, Arizona? Get info here...

  • About Ocotillo - Moving to Ocotillo, Arizona? Get info here...

  • About Gilbert - Moving to Gilbert, Arizona? Get info here...

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  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Chandler, Ocotillo and Gilbert Arizona mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Arizona or buy your own Chandler, Ocotillo and Gilbert house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Chandler, Ocotillo and Gilbert mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate.

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School Reports in Chandler, Ocotillo and Gilbert, Arizona
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Real Estate Tips
Tax Considerations >New 1031 Exchange Rules

One of the most popular "tax deferring" strategies for real estate owners who are selling one property and acquiring another is the use of Section 1031 of the Internal Revenue Code. It is an effective way to defer paying income tax on capital gain generated by the sale of a property when you intend to reinvest the proceeds in a similar, "like-kind" property. Almost any kind of real property is considered "like-kind" with any other real property.

A recently enacted law closes what was considered a loophole in the Section 1031 rules. In some cases, owners of investment real estate have used the 1031 Exchange to swap their investment property for real estate that could be readily converted to an owner-occupied residential property. After the exchange, they made the property into their principal residence, lived in it for a couple of years, then sold it. Now the American Job Creation Act of 2004 has ruled that properties converted from a 1031 exchange property into a residence must be held and used as a principal residence for at least five years to qualify for the tax exemption. Otherwise, the basic tax-deferring benefits of 1031 exchanges remain the same.

Consult your tax advisor for more detailed information.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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The Ryan Team, REALTOR®, real estate agents and broker for Chandler, Ocotillo and Gilbert Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The Ryan Team
RE/MAX Elite

2450 S Arizona Ave #1
Chandler, AZ 85286
Phone #: 480-726-7000
Fax #: 480-237-5409
Email: billryanteam@aol.com

Your best source for Chandler Real Estate, Ocotillo Real Estate and Gilbert Real Estate! We have homes for sale in Chandler, Arizona and the surrounding communities. 33 years of established first class service, Bill Ryan of REMAX Elite in Chandler is your one stop shop!

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